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4.3 km from CBD
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True annual cost of living in Toowong, QLD 4066

Toowong sits 4.3 kilometres from Brisbane CBD. Annual running costs for a house total $7,306, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $7,166, as lower council rates more than offset the $3,200 body corporate levy. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Annual cost — house
$7,306
Driving · per year
$609/month
Lower cost
Annual cost — unit
$7,166
Incl. body corporate
$597/month
House vs unit difference
−$140
Unit is cheaper per year
Annual cost breakdown
Council rates
Brisbane City Council 2025-26
$1,519
Water & sewerage
Queensland Urban Utilities 2025-26
$1,824
Commute — driving
ATO 88c/km · 4.3km from CBD · 192 days
$363
Home insurance
Estimated — flood Medium, fire High
$3,600
Total annual running cost
$7,306
($609/month)
↑ 7% above Brisbane City Council average
SuburbCost affordability score ●●○○○ 4.3/10
Compare Toowong with another suburb
Is it cheaper to drive or take public transport from Toowong to the CBD?
Public transport saves Toowong residents $171 per year. Annual commute cost by car is $363 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Toowong?
Toowong falls under Brisbane City Council. The residential general rate for 2025–26 is $1,519 per year for an owner-occupied house. Unit owners in strata schemes pay $999 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Toowong?
Running a unit in Toowong costs approximately $7,166 per year by car or $6,995 by public transport. This includes council rates of $999, water and sewerage $1,824, estimated body corporate levy of $3,200, and contents insurance of $780. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Brisbane City Council 2025-26. Water: Queensland Urban Utilities 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.