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4.2 km from CBD
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True annual cost of living in Portsmith, QLD 4870

Portsmith sits 4.2 kilometres from Brisbane CBD. Annual running costs for a house total $10,069, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $5,969, as lower council rates more than offset the $2,000 body corporate levy. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Annual cost — house
$10,069
Driving · per year
$839/month
Lower cost
Annual cost — unit
$5,969
Incl. body corporate
$497/month
House vs unit difference
−$4,100
Unit is cheaper per year
Annual cost breakdown
Council rates
Cairns Regional Council 2025-26
$1,121
Water & sewerage
Cairns Regional Council Water & Sewerage 2025-26
$1,793
Commute — driving
ATO 88c/km · 4.2km from CBD · 192 days
$355
Home insurance
Estimated — flood Low, fire Low
$6,800
Total annual running cost
$10,069
($839/month)
↓ 28% below Cairns Regional Council average
SuburbCost affordability score ●●●●○ 8.1/10
Compare Portsmith with another suburb
Is it cheaper to drive or take public transport from Portsmith to the CBD?
Public transport saves Portsmith residents $163 per year. Annual commute cost by car is $355 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Portsmith?
Portsmith falls under Cairns Regional Council. The residential general rate for 2025–26 is $1,121 per year for an owner-occupied house. Unit owners in strata schemes pay $1,121 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Portsmith?
Running a unit in Portsmith costs approximately $5,969 per year by car or $5,806 by public transport. This includes council rates of $1,121, water and sewerage $1,793, estimated body corporate levy of $2,000, and contents insurance of $700. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Cairns Regional Council 2025-26. Water: Cairns Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.