Oakey sits 26.8 kilometres from Brisbane CBD. Annual running costs for a house total $7,872, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $7,872, with the $1,700 body corporate levy accounting for the entire difference between the two. At 26.8km from the CBD, transport mode shifts the annual total by $2,072. The gap widens as commute costs rise.
Lower cost
Annual cost — house
$7,872
Driving · per year
$656/month
Annual cost — unit
$7,872
Incl. body corporate
$656/month
House vs unit difference
+$0
Unit costs more per year
Annual cost breakdown
Council rates
Toowoomba Regional Council 2025-26
$1,351
Water & sewerage
Toowoomba Regional Council Water & Sewerage 2025-26
$2,057
Commute — driving
ATO 88c/km · 26.8km from CBD · 192 days
$2,264
Home insurance
Estimated — flood Low, fire Low
$2,200
Body corporate
Estimated
$1,700
Total annual running cost
$7,872
($656/month)
↓ 14% below Toowoomba Regional Council average
SuburbCost affordability score ●●●●○7.1/10
Compare Oakey with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Oakey to the CBD?
Public transport saves Oakey residents $2,072 per year. Annual commute cost by car is $2,264 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Oakey?
Oakey falls under Toowoomba Regional Council. The residential general rate for 2025–26 is $1,351 per year for an owner-occupied house. Unit owners in strata schemes pay $1,351 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Oakey?
Running a unit in Oakey costs approximately $7,872 per year by car or $5,800 by public transport. This includes council rates of $1,351, water and sewerage $2,057, estimated body corporate levy of $1,700, and contents insurance of $500. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Toowoomba Regional Council 2025-26. Water: Toowoomba Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.