True annual cost of living in Mount Martin, QLD 4754
Mount Martin sits 38.4 kilometres from Brisbane CBD. Annual running costs for a house total $10,678, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $8,958, as lower council rates more than offset the $1,600 body corporate levy. At 38.4km, the commute dominates running costs. Drivers pay $3,052 more per year than public transport users.
Annual cost — house
$10,678
Driving · per year
$890/month
Lower cost
Annual cost — unit
$8,958
Incl. body corporate
$747/month
House vs unit difference
−$1,720
Unit is cheaper per year
Annual cost breakdown
Council rates
Mackay Regional Council 2025-26
$1,328
Water & sewerage
Mackay Regional Council Water & Sewerage 2025-26
$1,906
Commute — driving
ATO 88c/km · 38.4km from CBD · 192 days
$3,244
Home insurance
Estimated — flood Low, fire Low
$4,200
Body corporate
Estimated
$1,600
Total annual running cost
$10,678
($890/month)
↑ 6% above Mackay Regional Council average
SuburbCost affordability score ●●●○○5.7/10
Compare Mount Martin with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Mount Martin to the CBD?
Public transport saves Mount Martin residents $3,052 per year. Annual commute cost by car is $3,244 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mount Martin?
Mount Martin falls under Mackay Regional Council. The residential general rate for 2025–26 is $1,328 per year for an owner-occupied house. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Martin?
Running a unit in Mount Martin costs approximately $8,958 per year by car or $5,906 by public transport. This includes council rates of $1,528, water and sewerage $1,906, estimated body corporate levy of $1,600, and contents insurance of $680. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Mackay Regional Council 2025-26. Water: Mackay Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.