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66.9 km from CBD
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True annual cost of living in Moregatta, QLD 4886

Moregatta sits 66.9 kilometres from Brisbane CBD. Annual running costs for a house total $15,066, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $10,686, as lower council rates more than offset the $1,400 body corporate levy. At 66.9km, the commute dominates running costs. Drivers pay $5,460 more per year than public transport users.

Annual cost — house
$15,066
Driving · per year
$1,256/month
Lower cost
Annual cost — unit
$10,686
Incl. body corporate
$891/month
House vs unit difference
−$4,380
Unit is cheaper per year
Annual cost breakdown
Council rates
Cairns Regional Council 2025-26
$1,121
Water & sewerage
Cairns Regional Council Water & Sewerage 2025-26
$1,793
Commute — driving
ATO 88c/km · 66.9km from CBD · 192 days
$5,652
Home insurance
Estimated — flood Low, fire Low
$6,500
Total annual running cost
$15,066
($1,256/month)
↑ 8% above Cairns Regional Council average
SuburbCost affordability score ●●●○○ 5.1/10
Compare Moregatta with another suburb
Is it cheaper to drive or take public transport from Moregatta to the CBD?
Public transport saves Moregatta residents $5,460 per year. Annual commute cost by car is $5,652 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Moregatta?
Moregatta falls under Cairns Regional Council. The residential general rate for 2025–26 is $1,121 per year for an owner-occupied house. Unit owners in strata schemes pay $1,121 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Moregatta?
Running a unit in Moregatta costs approximately $10,686 per year by car or $5,226 by public transport. This includes council rates of $1,121, water and sewerage $1,793, estimated body corporate levy of $1,400, and contents insurance of $720. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Cairns Regional Council 2025-26. Water: Cairns Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.