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10.7 km from CBD
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True annual cost of living in Kirwan, QLD 4817

Kirwan sits 10.7 kilometres from Brisbane CBD. Annual running costs for a house total $8,924, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $7,004, as lower council rates more than offset the $2,200 body corporate levy. Switching from driving to public transport saves $712 per year at this distance.

Annual cost — house
$8,924
Driving · per year
$744/month
Lower cost
Annual cost — unit
$7,004
Incl. body corporate
$584/month
House vs unit difference
−$1,920
Unit is cheaper per year
Annual cost breakdown
Council rates
Townsville City Council 2025-26
$1,253
Water & sewerage
Townsville City Council Water & Sewerage 2025-26
$1,967
Commute — driving
ATO 88c/km · 10.7km from CBD · 192 days
$904
Home insurance
Estimated — flood Low, fire Low
$4,800
Total annual running cost
$8,924
($744/month)
↓ 8% below Townsville City Council average
SuburbCost affordability score ●●●○○ 6.8/10
Compare Kirwan with another suburb
Is it cheaper to drive or take public transport from Kirwan to the CBD?
Public transport saves Kirwan residents $712 per year. Annual commute cost by car is $904 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Kirwan?
Kirwan falls under Townsville City Council. The residential general rate for 2025–26 is $1,253 per year for an owner-occupied house. Unit owners in strata schemes pay $1,253 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Kirwan?
Running a unit in Kirwan costs approximately $7,004 per year by car or $6,292 by public transport. This includes council rates of $1,253, water and sewerage $1,967, estimated body corporate levy of $2,200, and contents insurance of $680. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Townsville City Council 2025-26. Water: Townsville City Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.