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44.5 km from CBD
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True annual cost of living in Gargett, QLD 4741

Gargett sits 44.5 kilometres from Brisbane CBD. Annual running costs for a house total $11,193, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $9,443, as lower council rates more than offset the $1,600 body corporate levy. At 44.5km, the commute dominates running costs. Drivers pay $3,567 more per year than public transport users.

Annual cost — house
$11,193
Driving · per year
$933/month
Lower cost
Annual cost — unit
$9,443
Incl. body corporate
$787/month
House vs unit difference
−$1,750
Unit is cheaper per year
Annual cost breakdown
Council rates
Mackay Regional Council 2025-26
$1,328
Water & sewerage
Mackay Regional Council Water & Sewerage 2025-26
$1,906
Commute — driving
ATO 88c/km · 44.5km from CBD · 192 days
$3,759
Home insurance
Estimated — flood Low, fire Low
$4,200
Total annual running cost
$11,193
($933/month)
↑ 11% above Mackay Regional Council average
SuburbCost affordability score ●●●○○ 5.2/10
Compare Gargett with another suburb
Is it cheaper to drive or take public transport from Gargett to the CBD?
Public transport saves Gargett residents $3,567 per year. Annual commute cost by car is $3,759 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Gargett?
Gargett falls under Mackay Regional Council. The residential general rate for 2025–26 is $1,328 per year for an owner-occupied house. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Gargett?
Running a unit in Gargett costs approximately $9,443 per year by car or $5,876 by public transport. This includes council rates of $1,528, water and sewerage $1,906, estimated body corporate levy of $1,600, and contents insurance of $650. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Mackay Regional Council 2025-26. Water: Mackay Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.