Compare suburbs Rankings About Blog
Map of Finnie
9.4 km from CBD
Home  ·  Suburbs  ·  Finnie

True annual cost of living in Finnie, QLD 4350

Finnie sits 9.4 kilometres from Brisbane CBD. Annual running costs for a house total $5,952, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $6,482, with the $1,800 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $602 per year at this distance.

Lower cost
Annual cost — house
$5,952
Driving · per year
$496/month
Annual cost — unit
$6,482
Incl. body corporate
$540/month
House vs unit difference
+$530
Unit costs more per year
Annual cost breakdown
Council rates
Toowoomba Regional Council 2025-26
$1,351
Water & sewerage
Toowoomba Regional Council Water & Sewerage 2025-26
$2,057
Commute — driving
ATO 88c/km · 9.4km from CBD · 192 days
$794
Home insurance
Estimated — flood Low, fire Low
$1,750
Total annual running cost
$5,952
($496/month)
↓ 35% below Toowoomba Regional Council average
SuburbCost affordability score ●●●●○ 8.5/10
Compare Finnie with another suburb
Is it cheaper to drive or take public transport from Finnie to the CBD?
Public transport saves Finnie residents $602 per year. Annual commute cost by car is $794 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Finnie?
Finnie falls under Toowoomba Regional Council. The residential general rate for 2025–26 is $1,351 per year for an owner-occupied house. Unit owners in strata schemes pay $1,351 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Finnie?
Running a unit in Finnie costs approximately $6,482 per year by car or $5,880 by public transport. This includes council rates of $1,351, water and sewerage $2,057, estimated body corporate levy of $1,800, and contents insurance of $480. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Toowoomba Regional Council 2025-26. Water: Toowoomba Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.