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10.9 km from CBD
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True annual cost of living in Cosgrove, QLD 4818

Cosgrove sits 10.9 kilometres from Brisbane CBD. Annual running costs for a house total $8,541, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $6,641, as lower council rates more than offset the $1,800 body corporate levy. Switching from driving to public transport saves $729 per year at this distance.

Annual cost — house
$8,541
Driving · per year
$712/month
Lower cost
Annual cost — unit
$6,641
Incl. body corporate
$553/month
House vs unit difference
−$1,900
Unit is cheaper per year
Annual cost breakdown
Council rates
Townsville City Council 2025-26
$1,253
Water & sewerage
Townsville City Council Water & Sewerage 2025-26
$1,967
Commute — driving
ATO 88c/km · 10.9km from CBD · 192 days
$921
Home insurance
Estimated — flood Low, fire Low
$4,400
Total annual running cost
$8,541
($712/month)
↓ 12% below Townsville City Council average
SuburbCost affordability score ●●●●○ 7.1/10
Compare Cosgrove with another suburb
Is it cheaper to drive or take public transport from Cosgrove to the CBD?
Public transport saves Cosgrove residents $729 per year. Annual commute cost by car is $921 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Cosgrove?
Cosgrove falls under Townsville City Council. The residential general rate for 2025–26 is $1,253 per year for an owner-occupied house. Unit owners in strata schemes pay $1,253 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Cosgrove?
Running a unit in Cosgrove costs approximately $6,641 per year by car or $5,912 by public transport. This includes council rates of $1,253, water and sewerage $1,967, estimated body corporate levy of $1,800, and contents insurance of $700. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Townsville City Council 2025-26. Water: Townsville City Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.