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32.9 km from CBD
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True annual cost of living in Churchill, QLD 4305

Churchill sits 32.9 kilometres from Brisbane CBD. Annual running costs for a house total $18,217, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $18,537, with the $2,400 body corporate levy accounting for the entire difference between the two. At 32.9km, the commute dominates running costs. Drivers pay $11,688 more per year than public transport users.

Lower cost
Annual cost — house
$18,217
Driving · per year
$1,518/month
Annual cost — unit
$18,537
Incl. body corporate
$1,545/month
House vs unit difference
+$320
Unit costs more per year
Annual cost breakdown
Council rates
Ipswich City Council 2025-26
$1,713
Water & sewerage
Queensland Urban Utilities 2025-26
$1,824
Commute — driving
ATO 88c/km · 32.9km from CBD · 192 days
$11,880
Home insurance
Estimated — flood Low, fire High
$2,800
Total annual running cost
$18,217
($1,518/month)
↓ 5% below Ipswich City Council average
SuburbCost affordability score ●●●○○ 6.2/10
Compare Churchill with another suburb
Is it cheaper to drive or take public transport from Churchill to the CBD?
Public transport saves Churchill residents $11,688 per year. Annual commute cost by car is $11,880 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Churchill?
Churchill falls under Ipswich City Council. The residential general rate for 2025–26 is $1,713 per year for an owner-occupied house. Unit owners in strata schemes pay $1,713 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Churchill?
Running a unit in Churchill costs approximately $18,537 per year by car or $6,849 by public transport. This includes council rates of $1,713, water and sewerage $1,824, estimated body corporate levy of $2,400, and contents insurance of $720. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Ipswich City Council 2025-26. Water: Queensland Urban Utilities 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.