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19.3 km from CBD
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True annual cost of living in Capalaba, QLD 4157

Capalaba sits 19.3 kilometres from Brisbane CBD. Annual running costs for a house total $16,145, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $16,685, with the $2,600 body corporate levy accounting for the entire difference between the two. At 19.3km from the CBD, transport mode shifts the annual total by $9,488. The gap widens as commute costs rise.

Lower cost
Annual cost — house
$16,145
Driving · per year
$1,345/month
Annual cost — unit
$16,685
Incl. body corporate
$1,390/month
House vs unit difference
+$540
Unit costs more per year
Annual cost breakdown
Council rates
Redland City Council 2025-26
$1,728
Water & sewerage
Redland City Council Water & Sewerage 2025-26
$2,037
Commute — driving
ATO 88c/km · 19.3km from CBD · 192 days
$9,680
Home insurance
Estimated — flood Low, fire High
$2,700
Total annual running cost
$16,145
($1,345/month)
↓ 13% below Redland City Council average
SuburbCost affordability score ●●●○○ 6.8/10
Compare Capalaba with another suburb
Is it cheaper to drive or take public transport from Capalaba to the CBD?
Public transport saves Capalaba residents $9,488 per year. Annual commute cost by car is $9,680 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Capalaba?
Capalaba falls under Redland City Council. The residential general rate for 2025–26 is $1,728 per year for an owner-occupied house. Unit owners in strata schemes pay $1,728 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Capalaba?
Running a unit in Capalaba costs approximately $16,685 per year by car or $7,197 by public transport. This includes council rates of $1,728, water and sewerage $2,037, estimated body corporate levy of $2,600, and contents insurance of $640. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Redland City Council 2025-26. Water: Redland City Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.