Bluewater sits 31.7 kilometres from Brisbane CBD. Annual running costs for a house total $10,098, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $8,358, as lower council rates more than offset the $1,800 body corporate levy. At 31.7km, the commute dominates running costs. Drivers pay $2,486 more per year than public transport users.
Annual cost — house
$10,098
Driving · per year
$842/month
Lower cost
Annual cost — unit
$8,358
Incl. body corporate
$697/month
House vs unit difference
−$1,740
Unit is cheaper per year
Annual cost breakdown
Council rates
Townsville City Council 2025-26
$1,253
Water & sewerage
Townsville City Council Water & Sewerage 2025-26
$1,967
Commute — driving
ATO 88c/km · 31.7km from CBD · 192 days
$2,678
Home insurance
Estimated — flood Low, fire Low
$4,200
Body corporate
Estimated
$1,800
Total annual running cost
$10,098
($842/month)
Near Townsville City Council average
SuburbCost affordability score ●●●○○5.6/10
Compare Bluewater with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Bluewater to the CBD?
Public transport saves Bluewater residents $2,486 per year. Annual commute cost by car is $2,678 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Bluewater?
Bluewater falls under Townsville City Council. The residential general rate for 2025–26 is $1,253 per year for an owner-occupied house. Unit owners in strata schemes pay $1,253 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Bluewater?
Running a unit in Bluewater costs approximately $8,358 per year by car or $5,872 by public transport. This includes council rates of $1,253, water and sewerage $1,967, estimated body corporate levy of $1,800, and contents insurance of $660. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Townsville City Council 2025-26. Water: Townsville City Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.