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19.8 km from CBD
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True annual cost of living in Bells Creek, QLD 4551

Bells Creek sits 19.8 kilometres from Brisbane CBD. Annual running costs for a house total $8,014, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $8,174, with the $2,200 body corporate levy accounting for the entire difference between the two. At 19.8km from the CBD, transport mode shifts the annual total by $1,481. The gap widens as commute costs rise.

Lower cost
Annual cost — house
$8,014
Driving · per year
$668/month
Annual cost — unit
$8,174
Incl. body corporate
$681/month
House vs unit difference
+$160
Unit costs more per year
Annual cost breakdown
Council rates
Sunshine Coast Council 2025-26
$1,586
Water & sewerage
Unitywater (Sunshine Coast/Noosa) 2025-26
$2,055
Commute — driving
ATO 88c/km · 19.8km from CBD · 192 days
$1,673
Home insurance
Estimated — flood Low, fire High
$2,700
Total annual running cost
$8,014
($668/month)
Near Sunshine Coast Council average
SuburbCost affordability score ●●○○○ 4.5/10
Compare Bells Creek with another suburb
Is it cheaper to drive or take public transport from Bells Creek to the CBD?
Public transport saves Bells Creek residents $1,481 per year. Annual commute cost by car is $1,673 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Bells Creek?
Bells Creek falls under Sunshine Coast Council. The residential general rate for 2025–26 is $1,586 per year for an owner-occupied house. Unit owners in strata schemes pay $1,586 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Bells Creek?
Running a unit in Bells Creek costs approximately $8,174 per year by car or $6,693 by public transport. This includes council rates of $1,586, water and sewerage $2,055, estimated body corporate levy of $2,200, and contents insurance of $660. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Sunshine Coast Council 2025-26. Water: Unitywater (Sunshine Coast/Noosa) 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.